Car protection from A to B and everywhere in between
Get Comprehensive car insurance with cover that helps protect your car wherever it is. When an incident happens, you need emergency repairs or you’re stranded on a road trip, we’ve got you.
Inclusions that make sense
Loss or damage
If your car is stolen or damaged as a result of an incident, we can cover your car up to the sum insured.
Hire car after not at fault collision or theft
Cover to hire a similar-sized car if yours has been stolen (up to $150 per day for up to 21 days) or involved in a not-at-fault collision (up to $150 per day).
Emergency accommodation or travel
Help covering short-term accommodation (up to $100 per day, total $1,500) or transportation costs (up to $1,500 in total) if an incident occurs more than 100km from home.
Personal property
Cover the loss or damage to your personal property (up to $1,500) inside your car due to an incident, excluding theft.
Baby capsules and child seats
Cover up to $1500 to replace baby capsules or child seats fitted to your car and are stolen or damaged due to an incident.
Keys and locks
If your car keys are stolen, there’s cover to replace and recode the keys and locks (up to $1,500).
Lifetime repair guarantee
Guarantee for repairs arranged and authorised by us and to fix any faulty workmanship, for as long as you or a family member own the car.
New car replacement for total loss
If your car is under 2 years old and was either purchased new or is a demonstrator car. New car must be readily available, otherwise we pay the higher of your sum insured or the amount you originally paid for your car.
Emergency repairs
Cover for emergency repairs arranged by you to ensure your car is safe to drive after an incident, up to $1500.
These are some of the highlights and benefits of our cover for motorists. Limits, conditions and exclusions apply. Please refer to the PDS for more information.
Frequently asked questions
ALDI Insurance offers comprehensive car insurance only. It does not offer compulsory third party (CTP) or any other forms of motor insurance.
Comprehensive car insurance is a policy that provides cover for your vehicle, as well as for loss or damage your vehicle causes to someone else’s vehicle or property. It includes cover for a range of different circumstances including:
- Cover for the loss or damage to your vehicle in an incident, theft, fire or weather event
- Payment for any emergency repairs to your vehicle up to $1500 or for the cost of hiring a car when yours has been stolen (up to $150 per day up to 21 days)
- Third party liability cover for when you cause damage to someone else’s vehicle or property
Compulsory third party (CTP) insurance protects drivers from the financial impact of causing injury or death as the result of a motor vehicle incident.
ALDI Comprehensive Car Insurance covers your vehicle against loss or damage from incidents such as collision with another vehicle, theft, fire, storm, hail, flood, and more. It also includes cover for loss or damage caused by your vehicle to someone else’s vehicle or property (up to $20 million), as well as other benefits. For full details of what we cover and what’s excluded, please refer to our Product Disclosure Statement .
While we aren’t able to provide you with advice on the replacement costs of your vehicle or how much to insure it for, we use the information you give us and data sourced from third parties to provide an estimated amount of cover. You can use this as a guide, however it’s your responsibility to ensure that the amount you insure your vehicle for is right for you. ALDI Insurance uses agreed value, rather than market value, when determining how much to insure your vehicle for. Under our Product Disclosure Statement, ‘agreed value’ includes the value of the car, any accessories or modification installed, all relevant statutory charges, GST and taxes.
Market Value
When insuring your vehicle for a market value, the value of your vehicle will be determined when you make a claim for an incident. This will be calculated based on your local car market, the age and condition of your vehicle and the kilometres it has travelled. Please note that ALDI Insurance do not offer market value policies.
Agreed value
When you choose an agreed value policy, the value of your vehicle will be mutually agreed on by you and ALDI Insurance. This value will remain valid until your next renewal. At renewal, if you do not agree with the new value you have been offered, you can call us to discuss this.
